Emir Demirel — Specialist in Psychiatry and Psychotherapy

Psychiatric expert opinions and insurance medicine assessments.

For social and private insurers, courts and companies — personally prepared, on schedule and in clear language. Based in Zurich, serving all of German-speaking Switzerland.

Send an enquiry Response usually within 24 hours

Fast coordination

Prompt scheduling and straightforward handling — enquiries are usually answered within 24 hours.

Report within two weeks

Assessments are usually delivered within two weeks of commissioning. Urgent cases are prioritised.

HIN-encrypted & confidential

Data-protection-compliant, HIN-encrypted communication and strict medical confidentiality.

For insurers — insurance medicine

The right assessment for every claim

Not every case calls for a comprehensive expert opinion straight away. Depending on timing, question and complexity, graduated assessment formats are available — from a rapid plausibility review to a poly- or monodisciplinary expert opinion. I will gladly advise you on the format that fits your case.

  • Unclear or not clearly comprehensible incapacity for work
  • Contradictory or inconsistent medical assessments over time
  • Need for an independent medical second opinion
  • Need for a robust basis for benefit decisions or reintegration

Plausibility assessment of incapacity for work

Structured medical review — at the start of a claim also available as a rapid early triage.

When is it useful?

For unclear or contradictory courses, strikingly long or frequent periods of incapacity, discrepancies between statements, findings and the documented course — and to prepare a full expert opinion on a sound basis.

What is examined?

  • Occupational context and course of the incapacity for work
  • Diagnoses and previous treatment, including medication
  • Subjective complaints in relation to objective findings
  • Current degree of incapacity and probable further course
  • Treatment potential and compliance
  • Recommendation on further steps

Goal: Rapid orientation and a sound basis for further case management — with minimal effort.

File review

Efficient medical assessment without a personal examination.

When is it useful?

When the file is sufficiently informative and clearly defined medical questions are to be assessed — for instance in ongoing benefit reviews and in daily sickness benefit, accident insurance, liability or risk assessment cases.

What is included?

  • Complete review and structured analysis of the existing file
  • Structured medical assessment of the questions posed
  • Comprehensible reasoning, written for lawyers and insurers

Goal: An objective medical assessment — without the effort and delay of a personal examination.

Insurance medicine expert opinion

Poly- or monodisciplinary — the legally relevant medical basis for decisions.

When is it useful?

For complex or contested questions, inconsistent medical assessments, or where a robust basis for insurance-law or legal proceedings is required — when a file review or plausibility assessment is not sufficient.

What is examined?

  • Complete medical file and course of illness
  • Personal psychiatric examination
  • Confirmed diagnoses (ICD-10) and differential diagnosis
  • Objectifiable findings and their significance
  • Causality between event, health damage and impairment (accident insurance)
  • Functional capacity and reasonableness
  • Capacity for work in the previous and in an adapted occupation
  • Reintegration potential, prognosis and stability of the state of health
  • Previous treatment, treatment potential and compliance

Goal: A robust medical basis for decisions with legal relevance — according to the standards of Swiss Insurance Medicine (SIM).

Statements, rebuttals and follow-up assessments

Supplementary assessments in ongoing proceedings.

When are they useful?

In case of objections to existing expert opinions, new medical documents, or where changes in the state of health need to be assessed over time.

What is included?

  • Professional statements on objections and queries
  • Critical appraisal of new documents and findings
  • Follow-up assessment where the state of health has changed

Goal: Consistent medical support of the case beyond the initial expert opinion.

For companies — corporate health

Consulting physician assessments for unclear incapacity for work

Where absences are unclear from the company's perspective, an objective, neutral and work-related assessment is needed — without any diagnosis being disclosed to the employer. As a certified consulting physician (Vertrauensarzt SGV) I conduct these examinations personally — fast, independent and thorough, with an assessment usually within two weeks of commissioning.

When is an assessment worthwhile?

  • Unclear, prolonged or difficult-to-assess incapacity for work
  • Striking or contradictory courses, or repeated short absences
  • Doubts about the plausibility of a certified incapacity for work
  • Uncertainty about deployment options, workload or reasonable duties
  • Before handing a case over to the daily sickness benefits insurer

Consulting physician examination

Work-related medical clarification — without disclosing diagnoses to the employer.

What does the company receive?

The report contains work-related information only: plausibility and degree of the incapacity for work, functional limitations with regard to the role, reasonableness and — where assessable — the expected course and options for a gradual return to work. Medical confidentiality is fully preserved at all times.

What is examined?

  • Current work-related capacity
  • Medical plausibility of the certified incapacity for work
  • Functional limitations and resources
  • Reasonableness of the previous role
  • Expected further course (where possible)
  • Options for a gradual return to work

Goal: An objective basis for the employer's decisions — neutral, data-protection-compliant and usable in employment-law contexts.

Areas of law

From social insurance law to civil law

Disability and accident insurance (IVG/UVG)

  • Long-term health impairments with illness value
  • Capacity for work in the previous and in an adapted occupation
  • Reintegration potential and changes in the state of health
  • Accident insurance: natural causality, capacity for work and integrity damage

Health insurance, insurance contracts and public law (KVG/VVG)

  • Assessments under KVG/VVG and for private occupational disability and daily benefits insurers
  • Psychiatric certificates of no objection for civilian firearms acquisition and possession
  • Fitness for service under the Military Act

Civil law

  • Capacity to act and capacity of judgement
  • Adult protection (deputyships, Art. 390 et seq. Swiss Civil Code)
  • Consent to medical measures
  • Testamentary capacity in inheritance disputes
  • Marriage law (Art. 94 et seq. Swiss Civil Code)

Method and quality

Comprehensible, up to date, on schedule

Personally prepared
Every assessment is prepared personally by me — Specialist in Psychiatry and Psychotherapy, certified medical expert SIM and consulting physician SGV — with no delegation to third parties.
Structured examination
Careful file study, a standardised examination and a comprehensible separation of findings, diagnosis and assessment.
Current standards
Assessments follow current case law and the standards of Swiss Insurance Medicine (SIM). Neutrality and independence are guaranteed — no therapeutic or partisan role.
On schedule, in clear language
Assessments are usually delivered within two weeks of commissioning. The questions posed are answered precisely and in language accessible to non-physicians.
Portrait of Emir Demirel, Specialist in Psychiatry and Psychotherapy

About me

Emir Demirel

Specialist in Psychiatry and Psychotherapy
Certified medical expert SIM
Consulting physician SGV

  • Medical studies at Ludwig Maximilian University of Munich
  • Specialist training in psychiatry and psychotherapy at the university hospitals of RWTH Aachen and Heinrich Heine University Düsseldorf
  • Research experience as a study physician at Heinrich Heine University Düsseldorf
  • Most recently senior physician at the University Hospital of Psychiatry Zurich (PUK)
  • Medical adviser to the disability insurance (IV) offices of the Central Swiss cantons (Schwyz, Lucerne, Zug, Obwalden, Nidwalden) under mandate of the IV offices' training centre, 2021–2024
  • Certified medical expert of Swiss Insurance Medicine (SIM)
  • Consulting physician of the Swiss Society of Consulting and Insurance Physicians (SGV)

Practice

Klosbachstrasse 51, Zurich

The practice is located in Zurich's Hottingen quarter, a few steps from the Römerhof tram stop (lines 3, 8 and 15) and easily reached from the city centre. Examinations take place in quiet, discreet rooms. View on the map

Practice building at Klosbachstrasse 51 in Zurich — classicist residential building with a yellow façade and mansard roof

Process

Four steps to the expert opinion

Commissioning parties include social and private insurers, courts, authorities, law firms and companies.

  1. Enquiry

    Outline your case by e-mail — a reply with proposed dates usually follows within 24 hours.

  2. File and consent

    The questions and file are prepared in a structured manner; the signed release from medical confidentiality is obtained by the commissioning party.

  3. Examination

    Personal examination at the practice in Zurich. Not required for file reviews and plausibility assessments.

  4. Report and follow-up

    Delivery of the written expert opinion usually within two weeks — HIN-encrypted. I then remain available for queries and supplementary statements.

FAQ

Frequently asked questions

General

Who prepares the expert opinions?

Every assessment is prepared personally by me — Specialist in Psychiatry and Psychotherapy, certified medical expert SIM and consulting physician SGV. There is no delegation to changing experts: you know from the outset who will be assessing.

Are the expert opinions legally recognised?

Yes. The expert opinions are prepared according to the standards of Swiss Insurance Medicine (SIM) and comply with the legal requirements — recognised by insurers, authorities and courts.

How are neutrality and independence ensured?

All assessments are carried out independently and without any therapeutic or partisan role. The medical assessment is kept clearly separate from decisions under insurance or employment law — those rest with the commissioning party.

How are data protection and confidentiality handled?

All assessments are subject to medical confidentiality and strict data protection standards. Medical documents are exchanged in encrypted form via the HIN platform.

Which regions are covered?

I work throughout German-speaking Switzerland, with my practice based in Zurich. On request I also take on commissions from other regions; in individual cases, assessments for international clients are possible.

For insurers

How long does it take to receive the expert opinion?

Enquiries are usually reviewed and answered within 24 hours; scheduling takes place in the same time frame. The report is usually delivered within two weeks of commissioning. Urgent cases are prioritised — without compromising quality and care.

Which documents are required before an expert opinion?

The relevant medical file (medical reports, treatment records), a clearly worded set of questions and the signed release from medical confidentiality of the insured person. The release allows the results of the assessment to be passed on to the commissioning party in the form of the expert opinion.

What do the services cost?

The fee depends on the type, scope and complexity of the assessment and is charged on a time-and-effort basis. The expected cost range is communicated transparently in advance, once the questions have been clarified.

File review, plausibility assessment or expert opinion — which fits my case?

That depends on the timing, the file and the questions posed. I will gladly advise you on the appropriate format — from a rapid plausibility review to a comprehensive expert opinion.

How is the insured person summoned?

The summons is issued by the commissioning insurer. The examination takes place once the summons has been issued and the appointment confirmed. If an interpreter is required, the commissioning party arranges one.

Are expert opinions prepared in cases of alleged medical malpractice?

Yes. I prepare expert opinions on medical malpractice, including questions concerning medical procedures, the physician–patient relationship and other legal aspects.

Are assessments possible for specific professions?

Yes. I have experience assessing a wide range of professional groups, including medical professionals, engineering professions and other specialised occupations.

For companies

When is a consulting physician assessment useful?

In cases of unclear, prolonged or difficult-to-assess incapacity for work, striking or contradictory courses, and where there is uncertainty about deployment options and workload — also before handing a case over to the daily sickness benefits insurer.

Does the company receive medical diagnoses?

No. The report contains work-related information only — plausibility, duration and degree of the incapacity for work and, where assessable, the expected course. Medical confidentiality is fully preserved at all times.

Which documents are required?

A signed release from medical confidentiality by the employee concerned, a brief description of the case with its course so far, and a clearly worded question. A current job description is helpful, as are — provided voluntarily by the person examined — any available medical documents.

Do employees have to attend the examination?

Attendance always requires the consent of the person concerned. Whether a duty to cooperate exists follows from the employment contract or internal regulations and is a matter of employment law — that assessment rests with the employer. The summons is issued by the company.

How quickly is the assessment available?

The assessment is usually completed within two weeks of commissioning — fast, independent and thorough.

Send your enquiry

Briefly outline your case by e-mail — I will get back to you promptly with an assessment of the appropriate format and proposed dates.

Contact

Get in touch

For commissions, feasibility questions or a no-obligation conversation.

Address

Gutachten Zürich · Emir Demirel
Klosbachstrasse 51
8032 Zurich, Switzerland

View map

Phone

+41 79 898 08 84

E-mail

emir.demirel@hin.ch

HIN address — medical documents are transmitted in encrypted form.